VA Loans and Home Inspections: How High Mark Inspections Simplifies the Process for Buyers and Agents

Supporting those who serve—High Mark Inspections proudly helps military families navigate the VA loan homebuying process with confidence.

If you’re a homebuyer using a VA loan or a real estate agent working with VA loan clients,

you already know that the homebuying process can come with unique hurdles. VA loans are a fantastic benefit for eligible veterans and active-duty service members, offering zero down payment, competitive interest rates, and limited closing costs. But one crucial piece of the puzzle often overlooked is the home inspection.

While VA appraisals are mandatory, home inspections are not required by the VA. However, skipping a home inspection is risky business. That's where High Mark Inspections comes in. We specialize in residential and commercial property inspections across North Florida, and we understand the nuances of VA loan requirements and how to guide both buyers and agents through a smooth, stress-free process.

Why Home Inspections Matter for VA Loans

Let’s start by clearing up a common misconception: a VA appraisal is not a home inspection.

• VA Appraisal: Determines if the home meets the VA’s minimum property requirements (MPRs) and assigns a value.

• Home Inspection: Offers a comprehensive assessment of the home’s condition, identifying potential safety, structural, or maintenance issues.

At High Mark Inspections, we help VA buyers avoid surprises by providing thorough, easy-to-understand reports that support smart purchasing decisions.

How We Help Buyers: Peace of Mind + Proactive Support

For buyers using VA loans, especially first-time homebuyers, the process can feel overwhelming. Here’s how High Mark Inspections makes it easier:

1. Fast Scheduling and Online Booking

We know time is critical in real estate deals. Our online scheduling makes it easy to book your inspection at a time that works for everyone. Just a few clicks and you're set.

2. Veteran-Friendly Service

We respect and appreciate our military clients. We go the extra mile to ensure VA buyers feel confident, informed, and supported throughout the inspection process.

3. Comprehensive Reporting

We don’t just inspect—we explain. Our reports include:

• High-resolution photos

• Clear summaries of findings

• Priority repair lists

• Guidance on next steps

4. Understanding VA Requirements

We know what the VA appraisers will be looking for and can flag issues that may impact loan approval, like:

• Wood decay or pest damage

• Roof problems

• Plumbing or electrical issues

• Safety concerns like missing handrails or faulty smoke detectors

A Real-Life Example: Wood Decay Discovery Saved the Deal

A few months ago, we were called out to inspect a home in Gainesville, FL, for a young veteran and his wife buying their first home with a VA loan. Their real estate agent had worked with us before and wanted to make sure everything went smoothly.

During our inspection, we discovered extensive wood decay around the front porch and door frame. While it wasn’t immediately visible, our inspector noticed soft spots and discoloration. Upon closer examination, it became clear this could be a red flag for the VA appraiser.

We promptly documented the issue in our report and flagged it with high-resolution photos. We also filled out the NPMA-33 wood-destroying organism (WDO) form, which is often required during VA transactions in Florida. Thanks to our fast turnaround and detailed reporting, the seller agreed to make repairs before the appraisal.

Result: The home passed the VA appraisal, the buyer closed on time, and both the buyer and agent thanked us for saving the deal.

How We Help Agents: Professionalism + Partnership

Real estate agents love working with High Mark Inspections because we make your job easier and help you shine in front of your clients.

1. Clear, Reliable Communication

We keep agents informed before, during, and after the inspection. You’ll never wonder where things stand.

2. Next-Day Reports

We deliver reports quickly, giving you and your clients the information needed to move forward with confidence.

3. Licensed and Insured

We’re fully licensed and insured, giving your clients the peace of mind they need when making a major investment.

4. Trusted Local Experts

We know the North Florida market inside and out. From Jacksonville to Gainesville, we’ve inspected thousands of homes and commercial properties.

What Sets High Mark Inspections Apart

• Veteran-Appreciated: We understand the VA loan process and tailor our inspections accordingly.

• Full-Service: From insurance inspections to water testing, we offer everything under one roof.

• Modern Technology: Our Spectora-based reports are mobile-friendly and easy to share.

• No Surprises: Transparent pricing and upfront communication.

Call to Action: Book Online Today

Whether you're a homebuyer using a VA loan or an agent representing one, don’t skip the inspection. Partner with a team that understands your needs and helps you close with confidence.

**Visit **HighMarkInspections.com to schedule your VA loan home inspection online. We serve the greater North Florida area, including Jacksonville, Gainesville, Lake City, and beyond.